Published on 12, July, 2020
I recently realised that I have enough money in cash savings to purchase a flat (mortgage-free) in my area. This would save me £850 a month in rent, so financially it's a very sensible decision, and would also mean I could move out of my current place where I have to sleep on the floor in the entrance hall with earplugs due to noise outside. However, I can't work out how to do it.
I have auditory processing disorder and have absolutely no idea what people are saying over the phone. I tried contacting an agent to book a viewing on a flat, but they contacted me only by phone despite me asking for email and when I couldn't communicate that way that was the end of it: I never heard from them again.
I have no family or friends who are willing to help. I get stressed out easily and have trouble making decisions quickly.
I live in fear of being homeless if my landlord decides he wants my current flat (which I rented with my ex) back.
Is there some kind of service I can pay to help me?
I would start with Citizens Advice Bureau.
An advocacy service may be able to give advice/support
https://www.nhs.uk/conditions/social-care-and-support-guide/help-from-social-services-and-charities/someone-to-speak-up-for-you-advocate/
Hi there
I am moving too.
It is taking a long time, but I have accepted that. So far I have been getting everything ready for a year, and I expect it to take another year yet.
Everything takes longer to do than for neurotypicals. Also, I find that I need to get everything in order to a much greater extent. So, for example, I need to do the letters for the utility companies, have their contact details ready etc, before even starting to buy a place. Like everything has to be ready to go, in case my head freezes due to the stress at a critical time in the buying process.
I don't know if there is any help you can get. I have a support worker, but she can't help. Citizen's Advice sounds good, as others have suggested. Always a good starting place.
Perhaps also start a folder to try and organise your thoughts? It is a project. You can do it, but it will take some time. Try not to let it take over your life, stay well and look after yourself.
Also, bear in mind that flats can be noisy too. I have decided to move into an old terraced house that has thick walls, and then convert the downstairs into a flat, and not bother with the upstairs. This will be the best way in terms of noise. Plus, I don't know if you drive, but getting a small campervan and sleeping in that a few nights a week may help?
All the best, I sincerely hope it all goes well for you. I really feel for you, sleeping in the hallway. Totally get it! At one point I was wearing eye shades, ear defenders, and a gum shield ... still couldn't sleep! It's a bugger!
I have an app called BetterSleep which is very helpful, but I understand how hard it is when noise is all pervasive.
Take care and good luck with your home purchase
A
I’m moving at the moment, that’s really good advice. I struggle with telephones but have made it clear to agents that they email me. The housing market is in decline at the moment. If they want my trade then they will do as I ask.
The interest rate hike has killed the market. The house I’m selling was having 3-4 viewings per week, I’ve not had a viewing in the past month. As you are a cash buyer I would wait as prices are coming down. Let the agents know that you are a cash buyer. Agents love cash buyers as the sale won’t fall through over mortgage offers and you have no chain below you. They will keep in contact in anyway you require. My agent hasn’t sold a house in the last month, the wages and rent still needs paying.
Ah has that changed recently? I was trying a few months ago and everything seemed to be selling the day after it waa listed.