Published on 12, July, 2020
We are a family of three. Our child is autistic and has sensory integration difficulties. The problem is that we live in one bedroom flat (35 m2) and we have no space to make OT activities or to play. Moreover, there is dump in each room and our child often gets allergy reaction. We have been living in this place for eight years and are desperate to change the flat for bigger accommodation. Will there be a chance to get a mortgage in situation where only one person in our family works full time? Our child receives DLA (higher rate) and we have some other benefits. We wonder if banks consider benefits as income? We would be grateful for your comments.
Hello, I am not a professional in this field, and I don't know if I can help you with a proper answer. It depends on your monthly income and many other factors. Also, it depends on the bank and on the sum of money you want to borrow from it. The best thing to do for you is to contact someone from Mortgage Advice Hull. Maybe there you will find an answer to your questions. My cousin recently took a mortgage from this company, and he said they are very welcoming and will find a way to help you.