Published on 12, July, 2020
hi there, I've been avoiding debt like the plague because they whole system is tainted by greed and hate. I've managed to save a 50% deposit in the process but I'm starting to realise that I need a spending plan. I still currently live with my parents and was wondering how many of you have successfully achieved total independence by living on your own with a mortgage and a place of your own? Taking care of myself is hard work and admittedly I wash only once a week, rely heavily on convenience foods and rarely exercise. Would that all change if I had total control of my environment or is there a major flaw in that plan due to how the condition impacts living capacities?
Dad has recommended that I just live where I am and when he dies, just finance the inheritance tax with my brother... Dad owns the freehold outright to our home. I'm generally careful with money but it more out of anxiety than sense.
Perhaps that 'anxiety' is sense. I think it's certainly sensible to be cautious about unknowns.
Each to their own again - but I cover everything financially with my income, I have a roof over my head, I don't need to rely on any form of financial support (at the moment, at least - but who knows?), and I feel as secure and happy as I've ever felt in my life.
Strangely, the one time in my life when I did have quite a bit of spare cash, I again didn't feel happy. I felt pressure to do something worthwhile with it, at the same time as thinking I should treat myself to a few things. When it was all, finally, gone - I felt relief again!
I guess I just like to keep things as simple as possible. That's my way of keeping in control of it.