National Insurance Contributions

Hi everyone,

my 24-year-old Autistic son is unable to work. He currently gets the full amount of PIP, and was in receipt of Universal Credit with a Working Capability Assessment of 'Limited Capability for Work and Work related activity' until last summer when his savings hit the threshold and he had to cancel his UC.

My question is, is there any way for him to claim National Insurance contributions without being on UC? 

I am worried about his Statutory Pension when he gets to older age, as he is currently not paying into NI, and we feel forced to claim UC again now that his savings have dropped (mainly due to paying off NI previous years). Claiming UC brings a huge amount of anxiety for him, as he was accused by the Fraud dept in UC because he had made some mistakes. I now oversee everything so that doesn't happen again, but he is very worried.

It seems to me that PIP should have an element where you can get NI paid, if it is long-term and at the highest rate.

What do other people do?

Thanks for reading this - I am at my wits' end.

Jules.

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