Published on 12, July, 2020
Hi,
I'm new to this place, I have only recently found that I have autism in mid life, which explained a lot. Struggled much if my life with 'shyness' but in reality it is simply lack of confidence of knowing.
I've a new challenge now and it terrifies me. After a break up in now looking to buy my own home but have no idea how. My ex was also the one that guided that, they understood me and helped guide. Now Im not sure what to do. What is the process, what do I need, like do i build my credit rating if that's necessary etc.
I struggle with procrastination too and honestly it's starting to really get me down.
I'm in that tough place I need to move because I hate my neighbours I hate the building its self but at the same time i have happy memories here
I always get overwhelmed leaving a house behind even if a family member is moving I find it hard
When my dad died and we sorted his thing it was horrible to never see that house again
Hi and welcome to the community!
This government-backed website (previously called the Money Advice Service) offers free and impartial advice about financial matters including buying a new home.
This particular article offers a step-by-step guide to the home-buying process - including advice on improving your credit score - so you might find it helpful:
Money Helper - Buying a house or flat in England, Wales and Northern Ireland
This NAS article also offers advice about your rights, as an autistic person, when dealing with financial services providers (along with other, related advice about money management):
NAS - Managing money
There's also credit score-related information and advice here:
Citizens Advice - How lenders decide whether to give you credit
I totally get how overwhelming it can be. When I bought my place, I started by checking my credit score—super important for getting a mortgage. If it's not great, work on improving it. Also, saving up for a down payment was key for me.
Look into first-time homebuyer programs; they can be a lifesaver. And for procrastination, try breaking things into smaller tasks to make it less daunting. Just take it one step at a time—you’ll get there!