Do aspie's have money/budget problems

Hi,

   I have never been able the save money for very long and have been told that having aspergers doesn't help.  Is this true /false  the bank is always in overdrawn on an overdraft limit to £350. And being umeployed doesn't help, and what makes it worse is that buying on ebay is so easy to use that I buy all sorts of things even if I don't have the money in the bank..   

Yours Peter 0003

  • There has been times when I've struggled financially because I've not budgeted properly or made wrong decisions when it comes to finances.

    I've been into my overdraft every month since about April because I spent all my savings on a road trip around the UK seeing my favourite artist in concert and although I enjoyed the shows I can't seem to get back to where I was. :(

  • Basic sums is all I can manage!  Even then, stress makes me go blank.  I once worked a shift in a shop for my sister's job when she couldn't make one day.  I accidentally gave a customer £10 too much change!  Even tills scare me.  Oddly, I did once have a temp job doing the company's books, but someone trained me up step-by-step and I used an adding machine with a methodical sales and bought ledger, so I managed it amazingly.  Forgotten it all now!

  • I have dyscalclulia;  I can do basic additions when the money is in front of me, and can work the till at Age UK, but I cannot understand complex financial information and forms; and I am painfully slow when it comes to certain financial transactions. I still struggle to fill in cheques, and need help with this.

    However, like IntenseWorld, I am very rigid with my money, and have never been in debt. I mainly spend money on food and travel. I very rarely buy clothes or treat myself in any way. Far from spending too much money, I have the opposite problem - I am miserly to the extreme!. But I am becoming more flexible, and am starting to treat myself now and again.

  • nmr1991 said:
    I have a gambling problem, I know how to budget, I don't get alcohol, drugs or cigarettes. I don't really eat that well either, but I spend money usually on drinks and snacks.

    As a student, I am really low on money as I have spent my overdraft and loan on games, lottery and most of all the accommodation. I thought I would get more loan from the loans company but I made a mistake before I arrived here thinking I had more than £400 when in fact I only have £150 left of overdraft. I went with Co-op bank and they provided me with £1400 overdraft and up to now, I have spent as much as £1250. I am in really hot water here since I need an extra £120.

    I regret the £800 I spent on gambling online and in other places but it's not like I can go back in time to change it.

    Citizen's advice can help you with sorting out your finances and advising how to manage them.

  • I have a gambling problem, I know how to budget, I don't get alcohol, drugs or cigarettes. I don't really eat that well either, but I spend money usually on drinks and snacks.

    As a student, I am really low on money as I have spent my overdraft and loan on games, lottery and most of all the accommodation. I thought I would get more loan from the loans company but I made a mistake before I arrived here thinking I had more than £400 when in fact I only have £150 left of overdraft. I went with Co-op bank and they provided me with £1400 overdraft and up to now, I have spent as much as £1250. I am in really hot water here since I need an extra £120.

    I regret the £800 I spent on gambling online and in other places but it's not like I can go back in time to change it.

  • I personally think that all people with ASCs should have easy access to an advocacy/support worker to assist with these sort of things.

  • Funnily enough, although I have terrible mathematical deficits, my rigidity and attention to detail has prevented me being overdrawn or in debt.  However, I have executive function deficits and panic over letters I receive regarding finances, I really need someone to deal with them for me, as I have made important mistakes because it was all so confusing.  I have in the past, bought things on credit coming up to Christmas, without taking into account that the interest rates (again, maths problems) would keep the balance rising and my income was insufficient to keep on top of it, meaning a lengthy period paying it back which was a drain.  So yes, we can and do have problems in this area.

  • I have the same problem.

    For me it was made worse by once having a well paid job (Software Engineer), which got me access to a sizeable Credit Card debt and a not insignificant overdraft.

    I'm paying off the Credit Card debt now (very slowly), but the overdraft just sits there, costing me money every month.

    And I too find it all too easy to spend money on 'stuff', and all too hard to budget.