• Replies 3 replies
  • Subscribers 31 subscribers
  • Views 1029 views
  • Users 0 members are here
Options
Related
Hints and tips
  • To quote someone's message, first select/highlight the relevant text, and then use the Quote button that appears
  • To "mention" someone, type @ followed by the start of the forum name, and choose from the list; that person will get a notification of being mentioned

Help needed if possible

NAS39408

My brother was diagnosed as Aspergers when he was a small child and he’s not 34. We’ve found out recently that he is a guarantor for someone he barely knows and has not spoken to in years. This person has taken out a 10k amigo loan and isn’t paying it back. I think they’ve made 2 payments in the time it’s been taken in April 2017. It’s nearly £400 a month and he’s buried his head in the sand and not told us about it. Well any way we’ve found out.  The person spun a lie that she was having a baby (this part is true) and the partner had left her. He hasn’t... they’re still living together while she’s not paying. 

I would class my brother as a vulnerable adult and his perception of things isn’t like others. 

I just wondered if anyone had any experience of anything like this and if they had any advice as he seems really down and I’m scared he’s suicidal. 

Thanks in advance x

  • in reply to NAS39248

    Yes, I would second that. Due to my difficulties with financial management, I've gotten myself into a pickle with debt several times, and I have always found the CAB extremely helpful, especially as I have great difficulty making telephone calls myself to explain my situation to creditors. Many will have a member of staff with specialist knowledge of disability issues, so make clear when booking an appointment that your brother's Aspergers is a significant part of the problem.

    Best wishes.

  • What a horrible situation to find your brother in. I think you should be able to talk to Amigo on your brother's behalf IF he is with you at the time. I've often dealt with matters on my mother's behalf with financial institutions. I start off the call explaining what I'm ringing about, they'll go through security questions with her as the account holder and confirm with her that I can speak on her behalf, then I get the phone back and deal with the business. If your brother is ok to go through such a procedure you may be able to check with Amigo about their policies with regard to a vulnerable adult..Any information you have on your brother's diagnosis, any care he receives and so on would be useful in building your case.

    The Financial Services Ombudsman may be able to help, in the first place with information but later they may take on the case on your behalf. They deal with complaints against financial institutions and they have some good advice on their website which I'll link to below.

    https://www.financial-ombudsman.org.uk/

    Good luck. With you on his side I hope your brother will be ok. Your support will mean a lot to him.

  • Have you tried contacting the citizens advice bureau they may be able to offer you some advice on this. Have you tried contacting amigo on his behalf they probably won't be able to discuss the details without his consent due to the data protection act but they might be willing to listen 

    If not I would suggest that you call the helpline on this site they will probably have more specific information on his rights in this matter 

    Sorry I can't be more help