Finances

I don’t have many tips as this is something I struggle with as well. Recently I made up my mind and said to myself I need to start organising my finances more for future stuff. I‘m starting small as I know money and numbers aren’t strengths of mine. I‘m starting by setting myself an amount of my wage I have to save each month. It’s a small step but I have kept to it since October. May seem small but progress is progress and I’m proud of myself !!

I have always struggled with anything number related. It was only in the last few years that I was made aware of dyscalculia which is the numerical equivalent of dyslexia. Having taken a test, I was informed it was so no understand why I struggle. I save and look in to things before making a purchase. I have no spend days and stick to my budget as best I can. 

I don't have any trouble managing my own money, but I'm risk averse so never wanted to dabble in investments or business management, I preferred to work for an employer and pay tax and NI through PAYE so there was no need to do tax returns.

I do try to get the best interest rate on savings, I shop around for the best deals for utilities and insurance, and I have a credit card which is paid off in full every month so I never pay interest. I use the Money Saving Website for tips (I get an email every week)

To the OP.

My apologies for degenerating this thread into a discussion of gnomes.

The link that Bunny has posted below looks useful.

Also, sites like Money Saving Expert might be helpful for particular issues.

KuriouslyAutistic44 said:

I am highly creative person and have plenty of "ideas", however, the business management or creating a source of income or business with these ideas feel like such a foreign language. 

I've never been able to do this beyond a hobby that brings in a little cash now and again.

out_of_time said:

I have a donsy (thank you internet) of gnomes.

Brilliant.

https://www.waldorfpublications.org/products/a-donsy-of-gnomes

A new collective noun (because gnomes do of course exist).

No. I have a donsy (thank you internet) of gnomes.

out_of_time said:

One way = delegation.

Do you have a tribe of trolls to give all your odd jobs to?

Debbie said:

I think that deserves a thread of it's own ....

Do it!

Keeping life simple. One way = delegation. 

Speaking otherwise I may divulge my personal affairs.

out_of_time said:

Keeping life simple helps. 

How do you do that?

Move to another planet?

I think that deserves a thread of its own ....

Personal "adulting" can often be a challenge to neurodivergent people for many reasons. You are definitely not on your own with this one!! I do not know what tools are available. Keeping life simple helps. 

Being 50 I started to realise where money comes from, and styarted to have modest savings. I have even invested in some low risk fund.

As myself I would keep buying fountain pens and watches on end, each time I had some surplus money. I try not to do it

You might find this resource helpful, along with the linked (and free) online training / e-learning module:

NAS - Managing money

I can’t really comment on support resources, but this is one area where autism has actually helped me, in two ways.

Firstly, my parents instilled a saving habit in me and as a result I get quite anxious about money and saving and budgeting - so I have to do it!

Secondly, after the financial crisis back in 2008, finance became a special interest of mine. So I now invest frequently, learned everything about pensions, frequently change savings accounts and have lots of spreadsheets tracking and planning my finances.

I learned all this by reading a lot of books and now via financial websites and even some YouTube channels.