Financial help

My daughter is 22 and diagnosed last year as ASD. She wanted to be independent so moved into a flat with her friend. After a year she realised she couldn’t really look after herself (the flat was disgusting, she didn’t keep up with the washing and didn’t really keep herself clean, although that hasn’t changed since she moved home) so moved back home. Since being home we have found out during the year she lived away she spent all her full time wages plus £13000 of savings plus racked up £4000 on a credit card. We talked to her and explained that she can’t have everything she wants and that you have to save for it. We cleared all her debt and she promised to manage her finances but I have just found a credit card bill for £500 that she is not making payments on but still saying she isn’t using it when I ask her.   So my question is how do I help her? How do I make her see she is impulsive and just buys what she wants. I did tell her the first time I would take her credit card but she went crazy and said she is an adult and I can’t do that……..help!

Parents
  • i dunno, on this im not sure as sometimes you just cant help or change a person on this issue, or at least i have never seen anyone change on this, it seems to be more deep seated with who they are... but these days its very common for everyone to just blow all of their money, i got into a few discussions with people on this and they all make the same lame excuses like "you cant take it with you when you die" which is a stupid argument to make considering they are always whining they dont have any money on them any time, if they stopped blowing it on crap they dont need just for the sake of it, theyd have money on them ready for things they need and the things they need will take everything they have anyway.

  • but one things for sure.... dont pay her debts off... she wont learn and she will break you and drag you down with her.... you have to let her be in a position to take the consequences of her actions... and then point them out and make her aware she got herself there and ask her how she intends to get out of it... what is her planto tackle that issue and how will she avoid it in the future.... if you just bail her out she doesnt need to reflect or think, so she never learns.

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