The Anxiety & Pressure to move out

I just want to start this off with apologising if this post goes on a bit long, but I just feel I need to get this off my chest...

Last night, my parents had told me how they learned my younger cousin was moving out of her parents place... and that's when they asked the question which they keep asking me from time to time... when am I planning on moving out? Immediately I felt that sense of dread building while I tried to keep my composure as I gave them the same answer that I always give them which is "When I'm able to afford it". After another minute of talking about it, the topic then quickly changed and we carried on doing whatever... but it was too late, my mood was ruined. I tried to carry on like normal keeping up a calm, normal facade as it was nearly bedtime and I didn't want to cause drama but I could feel anxiety levels rising and building up inside me. I eventually ended up having to quietly excused myself from the room where mum and I were watching our tv program to my bedroom and I ended up having a mini panic attack. I eventually managed to compose myself and continue and nobody noticed... but still, I had to put on my Christmas themed sleep music on to help me sleep happily as listening to my Christmas music at this time of year always makes me feel better.

Now I just want to make it clear, I am not against the idea of moving out, I mean, I would love nothing more than to have my own place where I can have 100% of privacy and to be able to do what I like. But as most of you know, to have your own house/flat means you need to pay rent as well as paying for many other things like electric, water and heating. On top of that you need to pay for your own stuff like groceries/food and furniture and cutlery and etc. All of that requires a lot of money even on benefits and in order to have enough money to make all those expenses possible, you need to have a job which I have been trying and struggling to find due to my anxiety (which I'll hopefully be getting help for soon).

What gets to me is that parents just don't seem to understand that despite me explaining this to them everytime they bring it up. They don't that times are tough at the moment, even my friends who have their own places have told me that I'm lucky to still be living with my parents as they've said how tough it is maintaining their places at the moment with them being on benefits during these tough economic times.

Yet, everytime my parents bring it up, it feels like I'm under this enormous amount of pressure, especially when they bring up how the moved out pretty young and now most of my younger cousins and peers now have places of their own. And now, I heard my brother who's just a couple years younger than me is now starting to plan on moving out. I feel like they are secretly making comparisons between me, my brother and my cousins. Like, they're all now successfully working and starting to make their way in the world... Meanwhile I'm in my late 20's still living with my parents and struggling to find work due to crippling social anxiety. Even though they've never said anything and they (mainly my mum) does show me how much they love me, I can't help but feel like they are disappointed in me that I haven't achieved any of that and it feels like I'm the loser in a race between my brother, my cousins and I to see who can achieve financial stability and independence first. It's a horrid feeling.

Has anybody else felt like this? Or gone through the same issues?


Anyways, for anyone who reads this, thanks so much for your patience with me rambling on and on. I'm now moving on from it as I don't want to dwell on it... I just felt I had to get it off my chest and I feel a little bit better for it.

Parents
  • Why is there a reason to move out, anyways?

    It seems odd to me; if you move to a rented flat, for many years your savings go to a landlord.

    Have they considered this may be an outdated habit?

    I did move out quite early, but I did it knowing this was pointless, and that my parents wouldn't understand or be willing to do anything other than what is expected. This was quite sad for me. But maybe given you are younger they would understand it better.

    Nowadays, given my parents are older, this would be handy for all. It is a strange cycle.

    Maybe this belongs to an era when houses would be too small to hold two families of 6-10 members each.

    But today? There tends to be older, single parents in a large house.

    (Apologies for the narrow point of view of mine here, I'm being quite honest though.)

  • It seems odd to me; if you move to a rented flat, for many years your savings go to a landlord.

    If you have a mortgage then most of your money in the first 10 years or so goes only on interest, so the bank are getting it.

    There is no guarantee that the value of the property will go up either and if you don't maintain it then it affects the value too.

    Also if you rent, the lump sum you would pay towards the deposit / stamp duty etc can be saved and you can make it work for you in other investments, so you could make more than the rate of growth of property value.

    I've noticed that in London the property prices have dropped sharply - about a quarter drop in the last few years. The rest of the country is broadly following suit if at a slower rate. From https://www.plumplot.co.uk/London-house-prices.html

    So if you had bought a place in London anytime in the last 20 years then it is going to be worth a lot more than you paid for it.

    I'm not having a go, just providing a bit of balance that renting can sometimes be sensible.

Reply
  • It seems odd to me; if you move to a rented flat, for many years your savings go to a landlord.

    If you have a mortgage then most of your money in the first 10 years or so goes only on interest, so the bank are getting it.

    There is no guarantee that the value of the property will go up either and if you don't maintain it then it affects the value too.

    Also if you rent, the lump sum you would pay towards the deposit / stamp duty etc can be saved and you can make it work for you in other investments, so you could make more than the rate of growth of property value.

    I've noticed that in London the property prices have dropped sharply - about a quarter drop in the last few years. The rest of the country is broadly following suit if at a slower rate. From https://www.plumplot.co.uk/London-house-prices.html

    So if you had bought a place in London anytime in the last 20 years then it is going to be worth a lot more than you paid for it.

    I'm not having a go, just providing a bit of balance that renting can sometimes be sensible.

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