being independent with money isn't going well

I've recently been given financial independence becuase I turned 18. I used to be on a prepaid card called go henry where my parents could track and limit my spending. Since being independent I've really struggled to save anything and have been taken advantage of a lot.

I'm bad with money.It's my fault but when people ask to borrow money I expect them to pay me back. I don't have a use for my money except for bus transport because I have a feeding tube and don't eat and I've stopped growing so wear the same clothes and shoes. I also live at home and I'm dependant on my parents. I buy them gifts but they tell me not to. They said to get something that makes me happy and them being happy makes me happy. 

I recently got 2 Jobs and need to save money for university after college which I'll start next year. I'm just bad at saving and think that if it went back to how it was when my parents looked after my money, everyone would be better off. 

Parents
  • never lend anyone money at all. i learnt this young after always lending my sister money and she never paid it back and expected me to never ask for it back or forget about it and i felt bad asking for it back but when i did ask she always deflected to buy more time to probably hope more time goes on and i forget. she does this to my mum too, everyone does this i realise, they borrow money and then hope you never ask for it back or mention it again and forget about it. this is why you never lend anyone money.... this is also why money lenders have to resort to strong arm tactics and big thugs at peoples door to ever get their money back too.

Reply
  • never lend anyone money at all. i learnt this young after always lending my sister money and she never paid it back and expected me to never ask for it back or forget about it and i felt bad asking for it back but when i did ask she always deflected to buy more time to probably hope more time goes on and i forget. she does this to my mum too, everyone does this i realise, they borrow money and then hope you never ask for it back or mention it again and forget about it. this is why you never lend anyone money.... this is also why money lenders have to resort to strong arm tactics and big thugs at peoples door to ever get their money back too.

Children
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