What would you do if you won the lottery?

I've just read a novel where the central character wins the lottery, and it got me thinking about what I'd do in that situation. I wouldn't want anything "flashy" like an expensive car, rolex watch or jewellery, or a mansion size home. The only thing I'd want is a small home in a quiet area that's detached, to prevent noise issues. I don't really care where, but I'd like it to have a few useful shops and a post office nearby and for Sainsbury's to be able to deliver my groceries, and fairly near the sea would be nice too. Only problem is that I don't actually play the lottery, so it really is a dream!

What would you do if you suddenly had a couple of million?

  • I would just find a way to invest the money in a way that I don't have to work ever again. Live very humble to make it last. I don't care for luxury and struggle so much to survive that not having to work and maybe getting a cleaner to come and help me clean and tidy up every now and then would be amazing 

  • I might get a chauffer and new knees as well as becoming a social landlord.

    Good idea about allotments and the animal sanctuary. 

  • I'd set up a retirement retreat for all the unwanted elderly animals in the area x 

    I'd have enough money to pay for the vets bills!

    Lots of allotments.

    Escape for people and volunteers

    Probably Scotland (lots of space less peeps)

    ...And an Audi RS6 lol 

  • I would first split the money between my parents, my sister, and me. With the money I have left, I will distribute it among various charities. I'm not into being very flashy. I don't see the point in acting like a snob lol Joy

  • Rather like you, nothing flashy. A larger house with a garden and garage One that’s detached so there are no noisy neighbours. But not so large that I couldn’t maintain it myself.

    A new car, or rather a new second-hand car. I wouldn’t want a new car all that worrying about the first scratch! An old SUV would be fine.

    I like photography, and I’m quite happy with the old camera gear I have. I would however spend a lot on traveling around the country taking photographs. Staying in expensive hotels, ones that that deliver meals to your room.

    That’s one nice thing about being on the spectrum, it doesn’t really take much to keep us happy. Money serves to remove the things that make us unhappy, having to work, run to a tight budget, use crowded public transport etc. We just want some peace and quiet and to be allowed to live at our own pace.

    .....just thought of another, I could put the central heating up to 21 degrees and just leave it there, forever. :-)

    Paul

  • My first thought would be to spend it!. But then I worry it would change me as a person as I have known two couples who came in to money not by wining the lottery and it changed them. They went from being liberal, kind to suspicious and right wing. This is a common outcome to lottery winners I have read. The mere thought of voting for a right wing party would make me give it all away no matter how big the win.   

  • dental health is a good idea but, i always get too scared 

  • I wouldn't want anything flashy either. But I'd do sensible things like paying off my mortgage. I'd potentially at some point want to move to a house rather than my flat so that I could have a dog (if there was someone that could look after it during the day.

    I think I'd do things like hiring a cleaner - that could take some of the difficult things out of my life. I really struggle with staying on top of housework.

    I'd buy lots of Lego (I'd probably need that house to keep it all in).

    I'd possibly go on a holiday abroad if I could be brave enough. I'd love to see more of the world but my anxiety (and currently lack of money) gets in the way.

    I would also want to give a decent amount to charity. I'm not sure which charity yet. Something meaningful. Possibly smaller local charities that do a lot of good but are less likely to get large amounts of money.

    I don't play the lottery either.

  • All lottery winnings are tax free, the tax is included in the initial stake. The government don't collect tax from the winners, they take a piece of each ticket sale.

    If you win £3m you get all £3m in your bank account.

    You only pay tax on any interest you get over your annual allowance, same for any capital gains you make from investments.

    I believe for large wins the lottery provide you with financial advice. You wouldn't want to leave it all in one account as they are only protected up to £120k, raised from £85k in December. 

  • Disappear. Start somewhere else. The whole "there'd be signs", the only sign would be that my house would go up for sale and I wouldn't be in it.

  • I love how grounded your dream is, Lotus. It’s not about luxury or showing off, just comfort and peace.  A quiet little home near the sea, with the essentials close by, sounds like a perfect retreat. I think a lot of us crave that kind of simplicity, especially when the world feels loud and overwhelming.

  • Depends if I have to pay any taxes for my lottery income. If I do, then I would try to find ways to burn all that cash before I end up in debt!

  • Pretty much the same plus buying big amounts of flowers and paying someone to do all my paperwork. Save some to manage life after retirement and then retire as soon as possible (preferably instantly).

  • I would first pay off my mortgage, then buy myself an observatory and an awesome telescope to go with it.

  • I’d sort out day‑to‑day needs first, then help family and pick a quiet place to live. I’d keep life simple and save most of it so nothing feels overwhelming.

  • Oooo I’ve heard it’s painful getting implants! I was going to go for one but was too scared…. My friends aunt had it about 10 years ago she had her teeth pulled out and pegs drilled in to the gum and bone and she was in a lot of pain. I’m sure it was worth it in the end but I remember being very put off 

  • I probably would too maybe get all my teeth replaced with implants in the hope I'd never have to see a dentist ever again, I've got 2 fillings at least that need doing so thats going to be getting on for £400.

  • First, I would make a private dental appointment. 

  • I had it all planned out before the current burnout and diagnosis. Now I realise some of that was part of trying to live a life that isn't me. Now I am less sure.

    I think I would have a modest house with a bit of land (you need over 750k round me), then maybe retire. I always wanted to be away from people, now I am worried about being too isolated.

    I would need some interests that gave me contact with people.

    If it was Euro millions money I would start some sort of horticulture business. It wouldn't need to make a profit, just sort of break even. I would also try to help some local causes.