Impulsive and regret

By the time I was 24 my credit rating was so bad I couldnt even get an i phone contract. I wasted loads of money on online catalogues and then couldnt pay the bills.  I told the bank I had a job I didnt have and they gave me a credit card with a £2,500 limit that I rinsed in 3 months by paying for endless drinks and clubs for the people who I thought were my friends but wernt. 
I was unemployed all the way through this. My mum and dad had to bail me out with the credit card bills. 
I have gone 5 years now without a credit card or a catalogue account and two years ago finally paid off all my debts.
You are not alone but there is hope

Thank you so much.

Anytime. You can always message me on here if you need someone to talk stuff through with 

That is so very kind of you.  Sometimes just messaging others who have similar issues really helps me so it is very much appreciated.  I'm in a pretty dark place at the moment.

That is so very kind of you.  Sometimes just messaging others who have similar issues really helps me so it is very much appreciated.  I'm in a pretty dark place at the moment.