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Impulsive and regret

MrsG

Hi, I'm not sure if this is just me but I seem to be too impulsive when making financial decisions.  I make bad judgements when it comes to over-spending and I'm just wondering if there are other people who do similar.  It's almost like I think like a child and don't consider the consequences of my spending.  I'm 45 and married but my parents have had to bail me out financially so many times.  

Parents

  • By the time I was 24 my credit rating was so bad I couldnt even get an i phone contract. I wasted loads of money on online catalogues and then couldnt pay the bills.  I told the bank I had a job I didnt have and they gave me a credit card with a £2,500 limit that I rinsed in 3 months by paying for endless drinks and clubs for the people who I thought were my friends but wernt. 
    I was unemployed all the way through this. My mum and dad had to bail me out with the credit card bills. 
    I have gone 5 years now without a credit card or a catalogue account and two years ago finally paid off all my debts.
    You are not alone but there is hope

Reply

  • By the time I was 24 my credit rating was so bad I couldnt even get an i phone contract. I wasted loads of money on online catalogues and then couldnt pay the bills.  I told the bank I had a job I didnt have and they gave me a credit card with a £2,500 limit that I rinsed in 3 months by paying for endless drinks and clubs for the people who I thought were my friends but wernt. 
    I was unemployed all the way through this. My mum and dad had to bail me out with the credit card bills. 
    I have gone 5 years now without a credit card or a catalogue account and two years ago finally paid off all my debts.
    You are not alone but there is hope

Children