Feel Trapped by Life

I have a similar feeling. I feel like part of it is because I've been forced to slow down and think about things as a result of the pandemic. I often wonder how people can save money, buy a house and do all the things they seem to easily do. I certainly don't earn much of a wage, but it's not terrible either. I'm always struggling by the end of the month and have once again gotten into my credit card. I seem to do it so easily and I can certainly sort it out, but I'm always at a loss when people tell me they are struggling but can still afford to replace a tv or go on holiday and still deal with the bills and the credit card. I spend more money when I'm more depressed which is all the time at the moment, but I am actively trying to get on top of it.

I'm moving back to Australia end of next year, I need to get everything paid off, and save some money before I go. But my brother was telling me that he, my parents and myself are going to pool our resources and buy a house together. I can't live with people, I've lived with my folks for the majority of my life and I know it's keeping me trapped in a cycle. When I go home, I want to buy a small plot of land at an Eco village that's a couple of hours from where my brother lives at the moment, build a small home and work within the village community so I don't have to travel which stresses me out. I thought I had plans but now my family is making changes and the truth is, I can't figure out how to afford to change those plans. My brother was shooting down my idea of the eco village, telling me 'it's about $100,000 per bedroom when you build a house as a general guideline'. I'm not convinced of that but again, I don't have any money to begin with and even though I should be paid off, by the time I fork out for travel and shipping costs, I won't have any money left when I arrive, so I'm going to have to live with family. 

The only solution I have at the moment, is to deal with my debt, and keep working towards my goals. I'll either get there, or I'll get some kind of improvement that I didn't have before. Perhaps I will be able to afford to rent a place and live on my own instead? Perhaps I can use the living at home to my advantage and go back into studies. Now that I have the Autism puzzle piece, I think I could study better than I did last time when I wasn't aware of it. The one thing I have learned, is that sitting around waiting for things to happen is not helpful. I may not make it all the way, but I can do something. 

I have a similar feeling. I feel like part of it is because I've been forced to slow down and think about things as a result of the pandemic. I often wonder how people can save money, buy a house and do all the things they seem to easily do. I certainly don't earn much of a wage, but it's not terrible either. I'm always struggling by the end of the month and have once again gotten into my credit card. I seem to do it so easily and I can certainly sort it out, but I'm always at a loss when people tell me they are struggling but can still afford to replace a tv or go on holiday and still deal with the bills and the credit card. I spend more money when I'm more depressed which is all the time at the moment, but I am actively trying to get on top of it.

I'm moving back to Australia end of next year, I need to get everything paid off, and save some money before I go. But my brother was telling me that he, my parents and myself are going to pool our resources and buy a house together. I can't live with people, I've lived with my folks for the majority of my life and I know it's keeping me trapped in a cycle. When I go home, I want to buy a small plot of land at an Eco village that's a couple of hours from where my brother lives at the moment, build a small home and work within the village community so I don't have to travel which stresses me out. I thought I had plans but now my family is making changes and the truth is, I can't figure out how to afford to change those plans. My brother was shooting down my idea of the eco village, telling me 'it's about $100,000 per bedroom when you build a house as a general guideline'. I'm not convinced of that but again, I don't have any money to begin with and even though I should be paid off, by the time I fork out for travel and shipping costs, I won't have any money left when I arrive, so I'm going to have to live with family. 

The only solution I have at the moment, is to deal with my debt, and keep working towards my goals. I'll either get there, or I'll get some kind of improvement that I didn't have before. Perhaps I will be able to afford to rent a place and live on my own instead? Perhaps I can use the living at home to my advantage and go back into studies. Now that I have the Autism puzzle piece, I think I could study better than I did last time when I wasn't aware of it. The one thing I have learned, is that sitting around waiting for things to happen is not helpful. I may not make it all the way, but I can do something. 

Would you consider living in your parents back yard?    One of those home-office buildings are cheap to build - your outgoings would then be very low-  enabling you to live separately but on their property until you save enough to put your plans into action.