Coping with financial/medical situations as an adult

My son is about to turn 16 and I feel he is not yet ready to make financial or medical decisions appropriately for himself yet. Do I need to apply for guardianship or will this be automatic thing I worry something happens and he can’t make these decisions appropriately yet?

  • No, it's not at all automatic. Continued ability to make those decisions for your son can only either be conferred to you by your son at a time when he does have capacity to do so, or given to you by a court.  But the court would have to be satisfied that he cannot make these decisions himself; not simply that in your view he would make unwise decisions, but that he was incapable of making any decision. The bar is set very high.

    But you say he is 16. Most rights transfer to him at 18.