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How does housing work?

Jedi

I've reached that point where I'm feeling like I want/need my own place.

I get really bad anxiety and I've worked out that my house and family are the trigger. There's a lot of rows and fights, it's a toxic environment at times between my parents and I also spend a great deal of my time worrying about their health. It's negatively impacting my mood and my anxiety is high all the time.

But I don't/can't work. So I'm not really sure how housing would work. I do claim ESA but I think that's it so I don't see how I'll survive on my own.

I'm not sure what to do about this or how to go about it. I really want to be independent and get away from all this stress but I don't think I had afford it.

A part of me wants to get a job... But I've tried three times and I get in such a state that I normally can't even get through the interview.

Please help.

Parents

  • I'm going to assume you work or other wise have a steady income. The question of how you pay for a house if you don't is beyond my ken.

    You begin by looking. Sites like zoopla and right move have rent sections you can search. A big thing you need to decide is will you be living alone. The really cheep housing often isn't. They often list the price of one room in a shared house so if you want a house / flat to your self make sure you set your search engine to pcm (per calendar month) not pppw (per person per week). You'll need a budget. Research the local council tax and utility prices in your area. Some websites will try to estimate the energy each house consumes. So you add up the monthly rent, council tax, and utility bills (gas electric water) and that's what the house / flat will cost you in real terms when you move out of your parents home. Also you will need a months rent up front.

    When you find some places you can afford ring up the letting agent and ask to see it. Look at several even if you like the first. If you are satisfied just ring up the letting agent and sign the tenancy. Then you'll need to contact the council and utilities to tell them you live there. The letting agent will probably help you with this or can at least advise you.

    You will then need to update the electoral register (through the council usually). Your driving licence (dvla) and car registration (dvla again) and car insurance with your new address.

  • in reply to Peter

    Thank you for replying this was really helpful :) 

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