Critical illness payout for autistic child?

Hi,

I have recently discovered that I have critical illness (not terminal illness) insurance for my children and it has come to my attention that there is a case going through at the moment where a mother is fighting to claim a payout for her autistic son.  In my opinion she is more than entitled to it as autism is an incurable life long dibilitating illness and as a parent it is a life changing experience to have a child with this condition, I know that NAS are backing her.  Anyway, I am also looking into finding out about claiming on my policy and am just wondering if anyone has any experience with this?

Thanks

Parents
  • Actually the consensus is that autism is a largely genetic condition, particularly Aspergers, although something could trigger it: premature birth, hormones in utero, maternal stress etc. No-one knows for sure what causes autism (other than a genetic basis), and there are likely to be different triggers for different people.

    It is wrong to make blanket claims about all cases, particularly when there is no actual Scientific agreement. In other words, claims about immunity etc are just opinions at the moment, and not necessarily objective fact.

Reply
  • Actually the consensus is that autism is a largely genetic condition, particularly Aspergers, although something could trigger it: premature birth, hormones in utero, maternal stress etc. No-one knows for sure what causes autism (other than a genetic basis), and there are likely to be different triggers for different people.

    It is wrong to make blanket claims about all cases, particularly when there is no actual Scientific agreement. In other words, claims about immunity etc are just opinions at the moment, and not necessarily objective fact.

Children
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