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Critical illness payout for autistic child?

jenski

Hi,

I have recently discovered that I have critical illness (not terminal illness) insurance for my children and it has come to my attention that there is a case going through at the moment where a mother is fighting to claim a payout for her autistic son.  In my opinion she is more than entitled to it as autism is an incurable life long dibilitating illness and as a parent it is a life changing experience to have a child with this condition, I know that NAS are backing her.  Anyway, I am also looking into finding out about claiming on my policy and am just wondering if anyone has any experience with this?

Thanks

Parents

  • stranger said:
    Autism isn't an illness. An illness is either a disease or a period of sickness. Autism doesn't fit with that definition. It's a learning / developmental disability.

    [quote]"Now aged four, he has autism-related digestive, bowel and respiratory conditions and a low immune system, which means he struggles with illness every four to six weeks."[/quote]

    But how can anyone prove that his digestive, bowel, respitaory conditions and low immune system are Autism related? Not heard of a link between Autism and immune disorders. The only people I know of who have Autism and problems with their immune system, have other conditions which cause the immune system problems.

    There is a lot of research and evidence that autism is linked to the immune system - where have you been!

    http://www.medicalnewstoday.com/articles/244320.php

    Having said that, they don't need to claim on his autism, they can claim on his co-morbid conditions alone, as I said above.

    I wonder OP, if the insurance company mean disability as in loss of limb or something physical.  As we know, autism (especially the higher functioning end) is considered the invisible disability. 

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  • stranger said:
    Autism isn't an illness. An illness is either a disease or a period of sickness. Autism doesn't fit with that definition. It's a learning / developmental disability.

    [quote]"Now aged four, he has autism-related digestive, bowel and respiratory conditions and a low immune system, which means he struggles with illness every four to six weeks."[/quote]

    But how can anyone prove that his digestive, bowel, respitaory conditions and low immune system are Autism related? Not heard of a link between Autism and immune disorders. The only people I know of who have Autism and problems with their immune system, have other conditions which cause the immune system problems.

    There is a lot of research and evidence that autism is linked to the immune system - where have you been!

    http://www.medicalnewstoday.com/articles/244320.php

    Having said that, they don't need to claim on his autism, they can claim on his co-morbid conditions alone, as I said above.

    I wonder OP, if the insurance company mean disability as in loss of limb or something physical.  As we know, autism (especially the higher functioning end) is considered the invisible disability. 

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