Critical illness payout for autistic child?

Hi,

I have recently discovered that I have critical illness (not terminal illness) insurance for my children and it has come to my attention that there is a case going through at the moment where a mother is fighting to claim a payout for her autistic son.  In my opinion she is more than entitled to it as autism is an incurable life long dibilitating illness and as a parent it is a life changing experience to have a child with this condition, I know that NAS are backing her.  Anyway, I am also looking into finding out about claiming on my policy and am just wondering if anyone has any experience with this?

Thanks

Parents
  • Autism isn't an illness. An illness is either a disease or a period of sickness. Autism doesn't fit with that definition. It's a learning / developmental disability.

    "Now aged four, he has autism-related digestive, bowel and respiratory conditions and a low immune system, which means he struggles with illness every four to six weeks."

    But how can anyone prove that his digestive, bowel, respitaory conditions and low immune system are Autism related? Not heard of a link between Autism and immune disorders. The only people I know of who have Autism and problems with their immune system, have other conditions which cause the immune system problems.

Reply
  • Autism isn't an illness. An illness is either a disease or a period of sickness. Autism doesn't fit with that definition. It's a learning / developmental disability.

    "Now aged four, he has autism-related digestive, bowel and respiratory conditions and a low immune system, which means he struggles with illness every four to six weeks."

    But how can anyone prove that his digestive, bowel, respitaory conditions and low immune system are Autism related? Not heard of a link between Autism and immune disorders. The only people I know of who have Autism and problems with their immune system, have other conditions which cause the immune system problems.

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