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Can insurance companies find out?

Arran

Can insurance companies find out if a person taking out a policy has an official diagnosis of Asperger syndrome? If so, then how do they do it?

I have have not informed my car insurance company about my diagnosis when I took out a policy but I have been verbally informed that failure to inform them means that I'm effectively driving without insurance.

Parents

  • What do insurance companies know about Asperger syndrome? Where did they obtain their knowledge from? How do the actuaries factor Asperger syndrome into their calculations?

    Is failing to tell an insurance company about a diagnosis of Asperger syndrome a lie that could easily invalidate a policy? Do insurance companies for disabled drivers provide competitive rates for cars in high insurance groups or are they set up to insure superminis with 1.1 litre engines for people with traditional disabilities?

Reply

  • What do insurance companies know about Asperger syndrome? Where did they obtain their knowledge from? How do the actuaries factor Asperger syndrome into their calculations?

    Is failing to tell an insurance company about a diagnosis of Asperger syndrome a lie that could easily invalidate a policy? Do insurance companies for disabled drivers provide competitive rates for cars in high insurance groups or are they set up to insure superminis with 1.1 litre engines for people with traditional disabilities?

Children
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