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Really Struggling with life

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I am in a real bad spot at the moment, feeling really low, things have been bad for some time. I have been fighting a problem with one of my pension schemes, which has affected me very deeply. I discovered last year, my pension was invested in the incorrect funds, the provider claims I phoned them to instruct them to move the funds, but I never gave them the instructions. I have followed it up it financial ombudsman, and they are siding with the pension scheme. Just feel like they have led me down and alley way and mugged me, and are going to get away with it legally.

Its not just this pension thing, there is are a large number of problems, that take enormous effort and time to try and deal with. Problems with house and landlord, problems with finances where everyone you speak too seems to think you have some spare funds magically appear. I am single, not on a low salary, but that is just not enough to support demands and cost for housing, running a car, food, council tax, etc.

I collected many things for years, put a huge effort in to storing them carefully. Over a year ago now, I found a couple of things that have got damaged from damp conditions. Was a massive setup, years of collecting, and care. I tried to sort through them to find out extent of the damage, and sell what was fine, but just got to the point I could'nt handle all the grief to see stuff I had collected get ruined. This is not storing stuff in a loft or garage, I stored in a spare bedroom carefully and placed in strong boxes.

I have been off work for past couple of weeks with stress. I have spoken to my gp, to get some further help for my mental health, but it is like hitting my head against a brick wall. No body seems to listen, and being an older single male, society just seems to totally dismiss my existence, except for when someone wants me to pay for something.

Tonight discovered an event I would like to go to, has sold out, its only a little thing, but when I am in a deep down spell like this, it really amplifies the whole thing. Really struggling to cling to something, but just can't find anything, and everything seems to be crumbling around me.

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  • Former Member
    Former Member

    The access to work scheme starts with them sending an assessor who might try and identify what help they need and how it can be arranged.

    It is easiest to call them but, given your problem with that, I expect you could get your advocate to make the call and do most of the talking for you. AtW need the cooperation of your employer but I suspect your employer will appreciate assistance in trying to get you back onto an even keel so I would not expect them to argue. I suspect that Clovis's counselling would have been proposed by the AtW assessor but I may be wrong on that. I am presuming that your advocate would be happy to do most of your phone calls for you generally if that is a problem for you?

    What is your goal with the complaint against the NHS? Are you trying to get a better service from them or do you have a grievance about something that happened in the past?

    If it is a grievance then I know that the NHS needs improving but I think you have to think about what you want to address as your most important goal. Will it make you happy if you pursue that or will it lead to more frustration and another possible defeat? Could you leave it for another day? If one has limited energy and resources then I think that focusing on improving your social skills might be a more valuable short term goal? We are not very good at multi-tasking so focusing and achieving something in one area at a time may be more fruitful than trying to have a go at a lot of different targets.

    If your objective is to get better service then try and focus on that by trying to work out how to present your case to the best, pursuing complaints is often not the best way to try and obtain cooperation.

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  • Former Member
    Former Member

    The access to work scheme starts with them sending an assessor who might try and identify what help they need and how it can be arranged.

    It is easiest to call them but, given your problem with that, I expect you could get your advocate to make the call and do most of the talking for you. AtW need the cooperation of your employer but I suspect your employer will appreciate assistance in trying to get you back onto an even keel so I would not expect them to argue. I suspect that Clovis's counselling would have been proposed by the AtW assessor but I may be wrong on that. I am presuming that your advocate would be happy to do most of your phone calls for you generally if that is a problem for you?

    What is your goal with the complaint against the NHS? Are you trying to get a better service from them or do you have a grievance about something that happened in the past?

    If it is a grievance then I know that the NHS needs improving but I think you have to think about what you want to address as your most important goal. Will it make you happy if you pursue that or will it lead to more frustration and another possible defeat? Could you leave it for another day? If one has limited energy and resources then I think that focusing on improving your social skills might be a more valuable short term goal? We are not very good at multi-tasking so focusing and achieving something in one area at a time may be more fruitful than trying to have a go at a lot of different targets.

    If your objective is to get better service then try and focus on that by trying to work out how to present your case to the best, pursuing complaints is often not the best way to try and obtain cooperation.

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