Work or Unemployment?

Work has been hideous for me my whole life.  All jobs are hell.

I am now 49, and even though I've managed to place myself into a very low stress, 4 day week job, it's still too much.  I'm burned out and had enough.  But I cannot retire for at least 8 years. Quitting work, however, especially without being eligible for benefits, would quickly put me into dure financial difficulties.  My physical and mental health is very poor and only going to deteriorate over time.

Has anyone else ever managed to find a solution to this problem?

Parents
  • I understand your situation and can empathise. I went part time in my early fifties after my husband took early retirement, but we had to move to a one bed flat to afford it. I finally retired last year, a couple of years before I get my pension, which I was able to do because we saved as much as we could while we were both working full time.

    I'm afraid that I'm not going to be able to offer much advice, apart from to see if you could cut your outgoings so you can either reduce your working hours further, or save more to retire earlier. 

    Have you spoken to your doctor about your deteriorating health? Perhaps you could get benefits if it gets a lot worse.

    I hope things work out ok for you.

Reply
  • I understand your situation and can empathise. I went part time in my early fifties after my husband took early retirement, but we had to move to a one bed flat to afford it. I finally retired last year, a couple of years before I get my pension, which I was able to do because we saved as much as we could while we were both working full time.

    I'm afraid that I'm not going to be able to offer much advice, apart from to see if you could cut your outgoings so you can either reduce your working hours further, or save more to retire earlier. 

    Have you spoken to your doctor about your deteriorating health? Perhaps you could get benefits if it gets a lot worse.

    I hope things work out ok for you.

Children
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