I hate vehicle insurance applications. REEEEEEEE!!!!!
I hate vehicle insurance applications. REEEEEEEE!!!!!
Wow, so presumably an ASD diagnosis is going to be a bad thing in the eyes of vehicle insurance companies, and they will bump the premiums up significantly, that's if they would insure you at all?
This seems very unfair as surely it go off driver record.
Definitely something to consider for anyone that doesn't yet have a diagnosis but is thinking of getting one.
Wow, so presumably an ASD diagnosis is going to be a bad thing in the eyes of vehicle insurance companies, and they will bump the premiums up significantly, that's if they would insure you at all?
This seems very unfair as surely it go off driver record.
Definitely something to consider for anyone that doesn't yet have a diagnosis but is thinking of getting one.
That isn't the problem for me, it's the bloody stupid questions with fixed answers that do not fit my situation that is a problem for me.
It's also the fact that if like me you have ZERO REGULAR INCOME and sometimes store your vehicle for a few years until you can drive ride or fly again, you lose your no-claims bonus.And most of all it's the fact that it takes me several DAYS of doing this crap, to get a sensible quote. My Daimler premium incrased by TEN TIMES last time I took it off teh road and it took me literally THREE weeks to get a sensible quote after that.
(yeah I know I've lost the audience here, but in fairness my lovely Westminster Blue Daimler only cost me 1400 quid, 14 years ago, runs off lovely clean & cheap LPG, and in fairness I had a seventy five mile daily commute when I bought my first Jaguar, so it made sense, but then I got addicted to the enhanced quality of the driving experience..)
Last year I used a company by the name of Adrian Flux to insure my recently acquired van, (500 quid and it has a crane on the back! Turned up on Gumtree JUST when I need to move a load of stuff about) and one month into the policy they cancelled my policy because of a technical error on THEIR part. This year (with a different insurer of course) my motorcycle premium DOUBLED, yet nothing else has changed in my personal circumstances...
YOU don't HAVE to declare your Autism, as far as I understand, but since I know every phone call will be a trial for the poor person asking me those questions with their stupidly limited range of answers, I tend to warn them that this might be a bit tough anyway. (Every call seems to involve multiple conversations with a supervisor)
FOR example, what is your occupation? There isn't a tick box for "survival" or "chew-toy for normie society".. so I ask what are the choices? it's unemployed, househusband, self employed, and a couple of others.
Well "unemployed" is a non starter, for two reasons. 1 I take ANY work I can get and am always employed doing something, (I'd go for unwaged, but that isn't an option). And I've actually been asked well, if you are unemployed why do you have a bike car and Van? That was the original issue with Adrian flux, beofre they decided they did not like my vehicle. (They did not have a category for ex waterboard works general utility vehicle", so I went for pick up beucase there is indeed a drop side pickup at the back behind the tool and hand wash pod in the middle, with it's attached little crane) I believe they ASSUMED I was using my van to earn money, which was not helped by the fact that I asked about "tool cover". (What? There's a bloody great tool pod in the middle, of course I'm going to use it to store my personal tools). Of course I'll be using it for "work", I just won't be earning any money. So I end up plumping for "house husband", and feel like a liar doing it..
i dont think they even ask if you have any disability. from what i see going for my motorbike insurance they ask only things about the vehicle, its registration, where you are going to keep it, how long you have had license, if you have any no claims bonus, what accessories you have for it, that type of thing.
