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Private medical insurance

NAS74418

Hi everyone I’ve been trying to get private medical insurance for my son, also covering mental health. Every company so far has refused, If mental health is bought on from autism then it won’t be covered. Surly this can’t be right ? Any help greatly appreciated. Thank you. 

Parents

  • I’ll take a look later as I’m not happy with my provider either.

    It’s more of an issue that insurers prefer to pay single big lumps of money than regular small payments. 

    Because of this the insurers won’t cover chronic condition so it’s not just mental health.

    Then there are different ways that they exclude previous conditions to look at so if you had something in the last 5 years it might not be covered until you are 5 years clear.

    The insurance companies do want to pay out as much as possible to justify the premiums just in predictable big lumps without committing cash flow over any period of time.

Reply

  • I’ll take a look later as I’m not happy with my provider either.

    It’s more of an issue that insurers prefer to pay single big lumps of money than regular small payments. 

    Because of this the insurers won’t cover chronic condition so it’s not just mental health.

    Then there are different ways that they exclude previous conditions to look at so if you had something in the last 5 years it might not be covered until you are 5 years clear.

    The insurance companies do want to pay out as much as possible to justify the premiums just in predictable big lumps without committing cash flow over any period of time.

Children