Money management problems/debt

It took my son many years to get to university but with the right support he got there. 

He has spent all of his student loan and now can't pay his rent, and his housemates are annoyed with him. His dad is in hospital and he's really struggling, he also has other health problems

We applied for a Hardship fund with the university but they rejected it because he had enough money from his student loan, but that is gone now. He also has loan sharks which is scary and making the problem worse.  I don't think they've taken into consideration his needs and what that means for money management.

We are appealing it. I was wondering if there's any information we could put on the application to help win an appeal.



  • Hello ,

    I'm sorry to hear that your son has been struggling to manage money. You may like to contact our Autism Helpline team who can provide you with information and advice.

    You can call them on 0808 800 4104 (Monday to Friday 10am to 3pm.Please note that the Helpline is experiencing a high volume of calls and it may take a couple of attempts before you get through to speak to an adviser.

    All the best,


  • Loans are too easy to obtain. A life without solid mentoring for earning, and saving, leads to crisis. I know myself, from drinking the 'Education, Education, Education' Kool-Aid.

    What exactly is your son spending his money on? Is he able to do spreadsheets of his spending and Bank Balances? Are his friends trustworthy?

    I feel that, as a society, we're too focused on consuming than working and saving. University is only effective if you do extra-curricular work.

  • Many people are taking loans, either for studies, either to open their small businesses. I think that student loans are an excellent opportunity for kids to get a real future. Even though it might be hard to cover those loans, but it can get more challenging in the future to get a paid job without having a college degree. Speaking of small business loans, you can check more information on (deleted by Mod). That's an excellent opportunity for people of all ages to make an exchange in their life and make their dreams come true.