There are some things that are not helpful that I don't understand why they have to keep changing. For example, if you have a savings account at the bank to get the best interest you have to regularly start new accounts and close old ones. The best interest is via online banking. I don't understand why they can't just increase the interest on the same account, which I think was the case years ago. Not only does this take time but can be challenging for those who find technology difficult.
Another thing is the internet provider charging less if you upgrade your system. There is then the challenge of getting the switch on a new modem to take on all devices.