Scared and don't trust anyone

I have got into money problems because I hate filling in forms and paperwork in general, now I am going to get fines and repayment delays and letters written in big red font. 

Where I live, the official letters forms are not in English and I have just pretended they didn't exist because there are formal words I don't understand. I

I'm really scared and I can't sleep or eat properly. I'm so afraid I will lose my job and my home. I don't trust anyone, because they might hear my poor local language and scam me out of all my money.