Bank Account Opening Advice for teenage ASD

Hi,

My son is 14 and has ASD.

I have recently tried opening an Under 19 Current Account for him but have been told I can't do it as he would need to attend the appointment, watch an introductory video and then sign the forms to say he understands and agrees to the terms and conditions of the account.  The bank in question (one of the main high street ones) has said that the only way round this is for me to get Power of the Courts (apparently Power of Attorney wouldn't be adequate, even if I had this).

I have looked in to Power of the Courts and it is really expensive to do.  Has anyone encountered this and have they found a way round I already have a savings account for him but he needs something that will give him a card to have immediate access to his money. Thank you in advance.

Parents
  • Thanks Curious, I could open an account online but my son would still have to visit the branch to sign terms and conditions which presents two problems, one he doesn't have a signature and two he isn't able to understand the terms and conditions.  

    Thank you trainspotter, hadn't thought of doing that, was trying to stay with the bank all of us currently use for ease, plus my son already has a savings account with them so would have made life easier.  Going to visit some other high street banks during the week and see what their procedure is.  Just find it ridiculous that because our children are "special" they aren't entitled to all the things of other children without their parents having to fork out a fortune for the basic rights.  (and breathe, rant over lol).

Reply
  • Thanks Curious, I could open an account online but my son would still have to visit the branch to sign terms and conditions which presents two problems, one he doesn't have a signature and two he isn't able to understand the terms and conditions.  

    Thank you trainspotter, hadn't thought of doing that, was trying to stay with the bank all of us currently use for ease, plus my son already has a savings account with them so would have made life easier.  Going to visit some other high street banks during the week and see what their procedure is.  Just find it ridiculous that because our children are "special" they aren't entitled to all the things of other children without their parents having to fork out a fortune for the basic rights.  (and breathe, rant over lol).

Children
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